Understand the real costs of in-home dementia care and how families can plan for private pay to ensure personalized, safe support for their loved ones:

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• 🧾 Families often underestimate total monthly costs, which can range from $4,000 to $12,000 depending on care needs, location, and hours of support required.

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• 🕰 Most private in-home care is billed hourly, with rates typically between $25–$40/hour, and families often must budget for 24/7 or overnight care.

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• 💡 Personalized care enables greater comfort and dignity, offering tailored routines, safety measures, and companionship that facility-based care may not consistently provide.

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• 🏡 Home modifications and equipment are essential upfront costs, including stair lifts, bathroom safety upgrades, and monitoring devices, adding to overall long-term expenditures.

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• 💰 Long-term financial planning gives families peace of mind, with options including savings, insurance, and veteran’s benefits to support sustained, quality in-home care.