Learn how Health Savings Accounts (HSAs) and Flexible Spending Accounts (FSAs) can support in-home dementia care and provide greater financial control:

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• 🧾 Use HSA and FSA funds to cover eligible in-home dementia care expenses, including caregiver support, medical supplies, and certain home modifications.  
• 🧠 These accounts offer tax advantages, helping families reduce out-of-pocket costs while managing the ongoing needs of a loved one with dementia.  
• 💳 Track receipts and stay informed about qualified medical expenses, as improper use may lead to penalties or additional taxes.  
• 🏠 In-home care services must often be prescribed by a doctor to qualify for reimbursement under FSAs and HSAs.  
• 💼 Plan contributions thoughtfully, as FSAs are typically "use-it-or-lose-it" while HSAs roll over and can be invested for future medical costs.