Here’s how insurance can help you afford in-home dementia care with less stress and more peace of mind:

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• 🏥 Long-term care insurance often covers in-home dementia support, including help with daily activities like bathing, dressing, and meal prep.  
• 💡 Medicare may cover limited short-term in-home care, but it doesn’t pay for ongoing personal care or supervision.  
• 🧾 Medicaid can be a key resource for low-income families, offering broader coverage for home health aides under certain state programs.  
• 🔍 Check your policy for home care eligibility, benefit limits, and documentation requirements—each plan is different with varying coverage details.  
• 💼 Working with an insurance advisor or elder care planner can simplify the claims process and help you maximize available benefits.