In-Home Care Guides

Indiana State Guide for Top Senior In-Home Care Agencies for Peace of Mind

Explore the best in-home dementia care options in Indiana, ensuring safety and support for your loved ones while enhancing their daily routines.

Estimated Reading Time

15 minutes


Last Updated

Apr 12, 2025

Tendly Home Key Takeaways

TLDR Summary:

Discover the best in-home dementia care options in Indiana for your loved ones:  

  • 🏡 Comprehensive Support: Top agencies offer personalized care plans tailored to each individual's needs, ensuring a comfortable and supportive home environment.  
  • 🧠 Expert Caregivers: Trained professionals provide specialized dementia care, focusing on safety, communication, and enhancing the quality of daily activities.  
  • ✅ Family Involvement: Agencies encourage family participation in care routines, fostering connection and understanding while ensuring peace of mind for relatives.  
  • 🌍 Local Resources: Many agencies collaborate with local community resources, creating a holistic approach to care that benefits both seniors and their families.  
  • ☑️ Flexible Options: Services include short-term and long-term care, allowing families to choose the best timeframes and types of support for their loved ones.
Contributors
Alan Lee
Geriatric Specialist
Emily Sanders
Dementia & Chronic Illness Navigator
Maria Torres
Clinical Social Work

Few decisions carry as much emotional weight as choosing care for an elderly loved one. Watching parents or grandparents age can be both heartwarming and difficult. We want them to feel safe, remain independent, and continue to enjoy the comfort of their own homes. Fortunately, for families across Indiana, there's a growing range of trusted in-home care agencies ready to provide compassionate, skilled assistance. Whether you're navigating sudden medical needs, planning ahead for future support, or simply seeking help with daily tasks, understanding your in-home care options can ease stress and bring peace of mind.

This guide is designed to help Indiana residents make informed, confident choices about senior in-home care. We’ll explore the specific services available, factors to consider when choosing an agency, top-rated local options, and what financial assistance may be available to help with costs. Let’s dive into securing the best care for the seniors you love most.

In-home care is more than just help around the house—it's a personalized range of services designed to support a senior's independence, well-being, and dignity right where they feel most comfortable: at home. To make the best decision, it’s important to understand what types of in-home care exist and how they can meet different needs.

There are generally two main types of in-home care services: non-medical home care and home health care. Non-medical home care focuses on support for daily living activities. This might include companionship, help with dressing and bathing, meal preparation, light housekeeping, transportation, and medication reminders. These services are ideal for seniors who are largely independent but need some day-to-day assistance or simply benefit from regular interaction.

On the other hand, home health care involves clinical services provided by licensed professionals such as nurses, physical therapists, or occupational therapists. It may include wound care, IV therapy, monitoring chronic conditions like diabetes or heart disease, and rehab services after surgery or hospitalization. Home health care is typically arranged through a physician and may be covered by Medicare or Medicaid if certain criteria are met.

Many Indiana in-home care agencies offer both types of services or partner with medical professionals to provide comprehensive care tailored to each client’s needs. Care plans are often flexible—with options ranging from a few hours of help per week to 24/7 live-in support.

Quality agencies start by performing an in-depth assessment to understand a client’s health status, mobility, cognitive function, and lifestyle preferences. They then match caregivers based on personality, skill set, and cultural relevance—a step that builds trust and fosters consistent, effective care.

Whether your loved one is managing Alzheimer’s, recovering from surgery, or simply needs companionship, in-home care can provide a transformative solution that promotes safety, connection, and a higher quality of life.

Selecting the right care agency isn't just about ticking boxes—it's about choosing a partner you can trust with something precious: your loved one’s well-being. In Indiana, hundreds of care providers exist, but not all will be the right fit for your family’s needs. Here are the most essential factors to consider when evaluating in-home care agencies across the state.

1. Licensing, Accreditation, and Training

First and foremost, ensure the agency is licensed by the Indiana Department of Health and follows state regulations for home services. Accredited agencies (such as those certified by The Joint Commission or Community Health Accreditation Partner) meet higher standards for clinical quality and safety. Ask about staff training, background checks, and whether caregivers receive ongoing education for conditions such as dementia care, fall prevention, or infection control.

2. Reputation and Reviews

Search for reviews on trusted platforms like Caring.com, Google, or local Better Business Bureau listings. Pay attention to patterns—both positive (such as caregivers being punctual and respectful) and negative (such as frequent staff turnover or poor communication). Ask the agency for references from current or former clients in Indiana communities. Word-of-mouth remains one of the best insight sources—talk to neighbors, community groups, or senior centers for recommendations.

3. Personalization and Continuity of Care

Quality elder care isn’t one-size-fits-all. A top agency should conduct in-home assessments and partner with you to develop a tailored care plan. Ask how often these plans are reviewed and updated to reflect changing needs. Also inquire about caregiver consistency—continuous relationships matter. Seniors often thrive with familiar faces and routines, so you’ll want reassurance that your loved one won’t be shuffled from one caregiver to another without reason.

4. Communication and Family Involvement

Transparent and timely communication is vital. The best agencies provide regular updates and have 24/7 customer service or nursing support lines. You should feel empowered to participate in care decisions—and keep track of your loved one’s progress or health changes. Many agencies now use digital platforms or mobile apps to share notes, schedules, and visit summaries with family members, making long-distance caregiving more manageable.

5. Costs and Contracts

Finally, make sure you understand pricing. Indiana's hourly rates for home care typically range between $22 and $30 per hour, depending on location and care complexity. Some agencies require minimum weekly hours, while others offer package deals or sliding-scale pricing. Review contracts carefully for cancellation policies, caregiver replacement procedures, and potential hidden fees.

The right in-home care agency will feel more like an extension of your family—supportive, attentive, and committed to your loved one’s quality of life. Taking the time to thoroughly vet options now can make all the difference in the months and years to come.

Indiana is home to a broad mix of highly rated in-home care providers that serve both urban hubs and rural communities. While individual needs may vary, several agencies consistently earn strong reviews for their professionalism, reliability, and heartfelt care. Below are some standout providers across the state, recognized for excellence in supporting seniors at home.

1. Senior Helpers of Northwest Indiana

Based in Crown Point and serving Lake and Porter counties, Senior Helpers is known for its exceptional Alzheimer’s and dementia care services. Their “Senior Gems®” program is designed to better understand cognitive changes and promote meaningful engagement. Caregivers receive specialized training and are matched intentionally with clients based on interests and temperaments. Families praise their responsiveness, professionalism, and consistent quality of care.

2. Home Instead – Various Locations

With locations in Indianapolis, Fort Wayne, Bloomington, and more, Home Instead is one of Indiana’s most trusted in-home care franchises. They offer companionship services, personal care, respite for family caregivers, and 24-hour support. Caregivers undergo extensive training including Alzheimer’s care and chronic condition management. Families highlight their ease of scheduling, dependable caregivers, and the peace of mind that comes from a familiar national network.

3. Caring People – Southern Indiana

Serving communities in and around Evansville, Caring People has received accolades for offering highly individualized care with a warm, local touch. Their services encompass non-medical daily assistance as well as post-discharge transitional care. Reviews point to their thorough intake interviews, dedicated care teams, and commitment to keeping seniors actively engaged with their friends and communities.

4. Comfort Keepers – Central Indiana

Comfort Keepers stands out in the Indianapolis metro area and beyond for its emphasis on "Interactive Caregiving®" — a philosophy that encourages seniors to participate as actively as possible in their own care. This approach often leads to better mental health, physical outcomes, and family satisfaction. They also offer advanced technology for real-time updates on client health and visitation logs, appreciated by long-distance family members.

5. Right at Home – Statewide

Right at Home, with multiple Indiana locations, provides a blend of personal care, skilled nursing, and wellness support. Their Indiana offices have especially strong reviews for customer communication and placing the “right” caregiver for each client’s lifestyle. They also assist families with navigating VA benefits and long-term care insurance, helping make high-quality care more accessible to Indiana veterans and older adults.

Before selecting a provider, be sure to schedule a no-obligation consultation. You’ll get a feel for how the agency listens, responds, and proposes solutions—and whether they see your loved one as just a client or as a cherished part of the family.

Learn more about Tendly Home and our mission to empower families in transition
An illustration of a middle-aged woman providing guidance to an elder man.

The cost of in-home care can be a significant consideration for families, but fortunately, Indiana offers several financial assistance avenues that can help ease the burden—especially when proactive planning steps are taken.

1. Medicaid and Indiana’s Aged & Disabled Waiver

Indiana Medicaid supports home-based care under the Aged and Disabled (A&D) Waiver. This program is designed to provide services that help seniors avoid institutionalization. If eligible, your loved one could receive homemaker services, case management, transportation, and even skilled nursing support—all covered by Medicaid. To qualify, applicants must meet income and asset guidelines and undergo a needs assessment through Indiana’s Division of Aging.

2. Veterans Health Benefits

Veterans living in Indiana may qualify for in-home care through VA Aid & Attendance pension benefits or the Homemaker and Home Health Aide Care Program. Spouses of veterans may also be eligible under certain conditions. Contact the Indiana Department of Veterans Affairs or local VA clinics to initiate the application process and determine the current eligibility thresholds.

3. Long-Term Care Insurance and Life Insurance Policies

If your loved one has long-term care insurance, check the policy details to see which in-home care services are covered. Some older life insurance policies can be converted into care benefits. Working with a certified elder-law attorney in Indiana or a financial planner can help you understand how to tap into these resources effectively.

4. Area Agencies on Aging

Indiana boasts 16 Area Agencies on Aging (AAA), regional offices that serve as valuable touchpoints for aging services and financial guidance. AAA case managers can help determine what government, nonprofit, or community programs your loved one may be eligible for—including Meals on Wheels, respite grants, or reduced-cost transportation. Visit INconnect Alliance to locate the agency nearest you.

5. State and Federal Tax Deductions

While not direct financial aid, some families may qualify for tax deductions or credits when paying for a loved one's care—especially if they are claimed as dependents. Keep careful records of expenses related to caregiving, medical visits, or equipment purchases, and work with a tax professional familiar with elder care regulations.

When balancing cost and care, remember that the goal isn’t just affordability, but sustainability—ensuring long-term support that doesn’t sacrifice quality. The emotional and physical toll of caregiving can be profound; financial help can go a long way in creating a care solution that supports the entire family.

Choosing in-home care is a journey of the heart—one that seeks to honor the dignity, independence, and joy of a treasured senior family member. Across Indiana, families are finding comfort and hope through trusted local agencies that lead with compassion, professionalism, and deep-rooted community values. From Indianapolis to Evansville, Crown Point to Bloomington, this state offers a wealth of options that empower seniors to age gracefully in the place they know best: home.

By educating yourself on the types of in-home care, vetting agencies carefully, and exploring financial resources, you're already taking the most important step—advocating for someone you deeply care about. Don’t rush the decision. Use this guide as your road map, ask questions, request consultations, and trust your instincts.

In-home care is more than a service—it’s a relationship. Begin your search today, and give your loved one the gift of personalized support, safety, and love right at home in the Hoosier State.

Frequently Asked Questions

What is in-home care for seniors?

In-home care for seniors refers to a range of services designed to assist older adults in their own homes, allowing them to maintain independence while receiving help with daily activities. These services may include personal care, housekeeping, medication management, and companionship. By offering personalized support, in-home care ensures seniors can live comfortably and safely in familiar surroundings.

What are the top senior in-home care agencies in Indiana?

Indiana is home to many reputable senior in-home care agencies that provide high-quality support. Some of the top agencies include Comfort Keepers, Visiting Angels, and Home Instead Senior Care, recognized for their excellent service, trained staff, and positive reviews from clients and their families. It's advisable to research and compare these agencies based on specific needs, service offerings, and locations.

What services do in-home care agencies offer?

In-home care agencies typically offer a wide array of services tailored to the needs of seniors. Common services include assistance with personal hygiene, meal preparation, medication reminders, transportation for appointments, and light housekeeping. Some agencies may also provide specialized care such as dementia or Alzheimer's care, ensuring that all needs are met for a comprehensive support experience.

How much does in-home care cost in Indiana?

The cost of in-home care in Indiana varies based on factors such as the type of services required, the level of care, and the duration of support. On average, rates can range from $20 to $30 per hour. It's crucial for families to discuss potential payment options and consider insurance coverage, as these can significantly impact overall costs.

How do I choose the right in-home care agency?

Choosing the right in-home care agency requires careful consideration and research. Start by evaluating your needs and preferences, then look for agencies with good reputations, positive reviews, and experienced staff. It's advisable to schedule consultations, ask about their licensing, training practices, and assess their responsiveness and understanding of your specific requirements to ensure a suitable match.

About the Contributors
Alan Lee
Geriatric Specialist

Dr. Alan Lee is a board-certified geriatrician specializing in neurodegenerative conditions including Alzheimer’s disease, Parkinson’s, and Lewy Body dementia. With more than two decades in clinical practice and research, Dr. Lee is a trusted authority in personalized care planning for aging adults. He serves as a medical reviewer for several national caregiving organizations and frequently lectures on aging in place and ethical dementia care.

Emily Sanders
Dementia & Chronic Illness Navigator

Emily Sanders is a Dementia Practitioner and educator who trains in-home caregivers and family members in person-centered dementia care. With a background in occupational therapy and caregiver training, Emily creates practical tools and care plans that improve everyday life for people living with Alzheimer’s and related conditions. She is passionate about preserving identity, dignity, and connection in home-based settings.

Maria Torres
Clinical Social Work

Maria Torres is a social worker with a focus on elder care, family systems, and caregiver mental health. She has worked in both hospice and community health settings and currently supports family caregivers navigating long-term care decisions. Maria brings an empathetic lens to her writing and advocates for proactive planning, emotional resilience, and equitable access to home care resources.